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Avik Roy Explains the Importance of the ACA's Age Bands
Avik Roy, senior fellow, Manhattan Institute, says that the problem with the community rating provision is that age bands can make insurance costly for young patients.
Avik Roy, senior fellow, Manhattan Institute, says that the problem with the community rating provision is that age bands can make insurance costly for young patients. He adds that many young consumers remain hesitant about spending $3,000 a year in premiums for health coverage when they rarely see a doctor. Instead, he says, they are opting to take the ACA mandate penalty.
“If you really want to expand coverage, you have to remember that the vast majority of people who are uninsured are young,” says Mr Roy “Expanding the age band — the effect of that would be, I think, to expand coverage because it would make the cost of those plans a lot less expensive for a lot of the people today who are just entering the workforce.”
Bridging the Gaps: New Strategies for Preventing Cardiovascular Disease
July 31st 2025During the Addressing Cardiovascular Risk and Intervening Early webinar, experts discussed innovative strategies for cardiovascular disease prevention, emphasizing risk assessment, lifestyle changes, and collaborative care to improve patient outcomes.
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Trends in Insulin Out-of-Pocket Costs and Use Disparities, 2008-2021
July 31st 2025Given trends in cost and use, insulin out-of-pocket cost reduction policies would be more efficient if they targeted members in high-deductible health plans with savings options and low-income patients.
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The Legal Architecture of Psychedelic Therapy: Risks, Responsibilities, and Reimbursement Realities
July 30th 2025Key legal, ethical, and compliance considerations for managed care professionals navigating the evolving landscape of psychedelic-assisted therapy include regulatory risks, data privacy challenges, reimbursement limitations, and the need for culturally informed care models.
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