The Impact of HDHPs on Service Use and Spending for Substance Use Disorders
Offering a high-deductible health plan (HDHP) led to a 6.6% reduction in the probability of using substance use disorder services and a shift in spending from the plan to the enrollee.
Large Self-insured Employers Lack Power to Effectively Negotiate Hospital Prices
This study examines the ability of self-insured employers to negotiate hospital prices and the relationship between hospital prices and employer market power in the United States.
